Exploring English Phrases for Repaying M
How to Say “Repay” in English?
When translating the phrase “还钱” into English, it is commonly expressed as “repay the loan/debt.” In this context, “repay” signifies the act of returning or compensating, while “loan” or “debt” refers to a sum of money borrowed or an obligation.
There are various ways to express “repay” in English. For instance, “pay back” is pronounced as [pe? b?k] in British English and [pe? b?k] in American English. It means to return something that was borrowed. For example, “They were made to pay back the money. I made them return my money.”
In English, you can also say “Remember to repay the debt/loan” or simply “Remember to pay back” to convey the same meaning.
Expressing Not Repaying a Loan in English in 100 Words
Not repaying a loan can be described as having no way out, implying a lack of solutions. It often conveys a sense of resignation in casual speech. For instance, “Xiao Ming is a person without creditworthiness; he often borrows money and doesn’t repay it.”
It’s essential to be cautious about lending money, as not repaying a debt can destroy friendships. It’s a form of moral pressure to think that someone who has money and doesn’t need it can borrow and not repay. Regardless of how much money someone has, it’s theirs, not yours. You shouldn’t borrow and not repay, and then complain that they are stingy, as stingy people wouldn’t lend you money in the first place.
The lawsuit fees for cases of not repaying a loan are mainly based on the amount or value of the claim. The specific standards are as follows: for amounts not exceeding 10,000 yuan, 50 yuan per case must be paid. For amounts exceeding 10,000 yuan but not exceeding 100,000 yuan, 5% of the amount over 10,000 yuan is charged. For amounts exceeding 100,000 yuan but not exceeding 200,000 yuan, 2% of the amount over 100,000 yuan is charged. For amounts exceeding 200,000 yuan but not exceeding 500,000 yuan, 5% of the amount over 200,000 yuan is charged. For amounts exceeding 500,000 yuan but not exceeding 1,000,000 yuan, 1% of the amount over 500,000 yuan is charged.
My sister asks me for a loan, and no matter how much she asks for, I give twice as much. I’ll even tell her that she doesn’t need to repay it; if I run out of food, she can cook for me. But I don’t have a sister, so this wish has never been realized.
“Repay” in Different Languages
It’s important to be cautious when dealing with money matters online. There are many scams reported in the news, and it’s common for people to chat in English and other languages. It’s recommended to block such contacts and remember that any conversation involving money is often a scam. Earning money is hard, so be careful not to be deceived.
This is a good place to exercise your bargaining skills. Street vendors often speak a few foreign languages and play the game of asking for exorbitant prices and then negotiating the price on the spot with tourists. It’s common to hear advice not to buy souvenirs from shops in tourist areas, as they are often much more expensive than elsewhere.
Several countries have such a complete fraud system due to the fact that the local government finds it difficult to regulate Chinese citizens. China has friendly relations with the countries of the Association of Southeast Asian Nations, and trade between the two is very close. This makes the countries cautious about Chinese citizens and cases involving China, trying to avoid taking unilateral actions.
US Treasury bonds refer to the US government’s issuance of bonds (not the bonds issued by enterprises), which is the same as the US government borrowing money by writing a IOU. It’s like a person borrowing money and writing a promissory note, specifying when to repay the money and the interest rate. The first advantage is that it has good liquidity in the secondary market, as it is backed by the credit of the US government, and many countries around the world have the demand to purchase US bonds.
First, let’s explain what foreign exchange reserves are: When Chinese export companies export to the US, US businesses conduct transactions in US dollars, which means that Chinese entrepreneurs receive US dollars. When they return to China, they use US dollars to exchange for RMB at the bank. The US dollars received by the bank are foreign exchange reserves. Since China has a trade surplus with the US, the amount of US dollars in foreign exchange reserves keeps increasing. To answer your question, to purchase US Treasury bonds, you must use US dollars, so China uses its US dollar foreign exchange reserves to purchase.
How to Say “Repay to Someone” in English?
1. “Pay back” means to return something borrowed. For example, “I will certainly pay you back for what you did to me!” Also, “How can I pay you back for all your kindness?”
2. “Pay back the money to someone” means to return the money to a specific person. Similarly, “return the money to someone” means to return the money to a specific person.
3. The phrase “I will pay you back” means “I will return the money to you,” and there are similar expressions in daily conversations, such as “pay for” (to pay for something), “pay off” (to pay off a debt), and “pay back” (to return money to someone). These expressions are widely used in English to indicate the act of repaying a debt.
